Check your name or not in Pradhan Mantri Aayushman Yojana by entering mobile number?
Main objectives of Ayushman Bharat Scheme
Ayushman Bharat Yojana Program 2018 or ModiCare aims to take the whole of India on the path of development by the year 2025. Under this, 50 crore poor families have to provide health benefits and medical insurance cover up to Rs 5 lakh per year.
Ayushman Bharat Yojana is a health insurance program (Health Insurance Program) launched by the Ministry of Health and Family Welfare, Government of India. On 1 February 2018, presenting the Union Government's budget, Finance Minister Arun Jaitley had told about this program.
Under this scheme, 10.74 crore families of the country will not have to pay for hospital treatment. These families will be able to treat up to five lakh rupees for free. According to an average of 5 members per family, more than 50 crore people of the country will be benefited by this scheme.
Ayushman Bharat Scheme 2018 is also known as Ayushman Bharat Insurance Scheme or Ayushman Bharat Scheme. This ambitious plan of the Modi government is also called Modicare, on the lines of a similar health plan Obamacare launched by former US President Barack Obama.
Important tasks related to Ayushman Bharat Scheme
On 21 March 2018, the central government's cabinet approved the Ayushman Bharat scheme.
2. Indu Bhushan was appointed as the CEO of the scheme on 27 March 2018.
3. On 14 April 2018, on the Dr. Bhimrao Ambedkar Jayanti, Prime Minister Narendra Modi inaugurated the first Health and Wellness Center in Bijapur, Chhattisgarh, launched the first phase of the scheme.
Launch detail
Name of the scheme - Ayushman India
Date of announcement- 1 February 2018
Announcer- By Finance Minister Arun Jaitley
Benefited - 10 Crore Indian Family
Contact Number - 1800-180-1104
Features of Ayushman Bharat Scheme
1. The government will provide 5 lakh to each family.
2. Different types of medical checkups will be provided in hospitals.
3. Under this scheme, facilities will be increased in district hospitals.
4. 600 crores has been allocated to provide needy material for TV patients.
5. To promote medical education, the government has decided to establish 24 new medical colleges and hospitals this time.
6. To avail this plan, premium up to 1200 has to be paid annually.
7. Under this scheme, individuals can get their treatment done in both government and private hospitals.
Documents required for Ayushman Bharat Scheme
Must have a bank account.
Linking of bank account with Aadhaar card is also mandatory.
Income certificate is very important.
Identity card, Aadhar card
Which diseases will be included?
Under Ayushman Bharat Yojana, every family can get health insurance up to Rs. 5 lakhs every year.
Chronic diseases will also be covered in ModiCare.
In case of any illness, expenses before and after admission to the hospital will also be covered. It also includes honorarium expenditure on transport.
In case of any disease, all medical examination, operation and treatment, etc., will be covered under it.
Who can take advantage of Ayushman Bharat Scheme?
* 10.74 crore families of the country will be able to take advantage of this
* These families have been identified as poor and underprivileged.
* Socio-economic caste census data will be used to take advantage of Ayushman Bharat Yojana.
* No family size or age limit has been fixed for availing the scheme.
Where will the money spent on the scheme come from?
1. State and Central Government will share the cost of Ayushman Bharat Scheme.
2. The state's participation in the plan is necessary.
3. The central government will send money directly from the escrow account to the state's health agency.
4. The estimated cost of the scheme is Rs 12 thousand crore.
What will be the benefit?
- Government will get treatment at fixed package rate for diseases.
- Other hospitals in the country will also help in reducing treatment rates.
- IT platform will prevent fraud or misuse of Ayushman Bharat scheme.
Important link
- States, Union Territories will be able to change the rate of treatment within one radius.
In Ayushman Bharat Yojana, prior approval can be obtained for treatment.
Eligibility for rural areas
1. Families living in a room with a raw wall and a terrace.
2. There should not be any adult member in the family between 16 to 59 years of age.
3. A family which has at least one disabled member and no competent adult member.
4. A family where women handle the house.
5.SC/ST Family.
6. Family of Tribal Tribe Group
7. legally bound labor family
Eligibility for urban areas
1. Garbage picker, beggar
2. Domestic Worker
3. Construction workers like plumber, mason, labor, painter, welder, security guard, coolie, sweeper, sanitation worker, gardener,
4. Home based employees, artisans, handicraft workers, tailors,
5. Transport staff, driver, conductor, assistant and driver, rickshaw Otto driver, electrician, mechanic, assembler, washer man, watchman
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